Flood Insurance

The National Flood Insurance Program (NFIP) is a government-backed program designed to help homeowners in Florida protect their property from flood damage. NFIP flood insurance covers your home and belongings in the event of flooding caused by storms, hurricanes, or heavy rainfall.

NFIP policies are widely recognized and may be required if your home is in a high-risk flood zone. They provide essential coverage and peace of mind, helping you recover after unexpected flood events.

Private flood insurance offers an alternative to NFIP policies with potentially higher coverage limits, more flexibility, and faster claims processing. For Florida homeowners looking for additional protection or options outside the government program, private flood insurance can fill the gaps and provide peace of mind.

Whether you want enhanced coverage for your home, personal property, or valuable possessions, private flood insurance helps you stay prepared for Florida’s unpredictable weather.